Credit Officer
Other Finance Jobs Information
Job Category
Other Finance Jobs
Job Type
Permanent/Full Time
Working Experience
1 - 3 Years
Education Level
First Degree
Industry
Finance Jobs
Salary Range
Not Specified
Qualifications
* Minimum 1 year experience in credit underwriting, risk assessment, or loan appraisal (microfinance/SME lending preferred).
* Degree in Finance, Economics, Banking, Business Administration, or related field (advantage, not mandatory).
* Fresh graduates with strong analytical skills and relevant internships may be considered.
* Experience in borrower cash-flow analysis and loan monitoring.
* Knowledge of microfinance lending practices and repayment behavior drivers.
* Credit risk or microfinance certifications are an added advantage.
Application Deadline
2026-01-28
Description
* Credit appraisal using the 4 Cs and sound financial analysis.
* Ability to identify, monitor, and mitigate credit risk (PAR, NPLs, delinquency trends).
* Loan structuring and portfolio management skills.
* Preparation of credit, risk, and portfolio performance reports.
* Working knowledge of core banking/credit management systems and loan documentation.
* Understanding of microfinance products and regulatory compliance in Ghana.
Location Information
Location
Takoradi
Region
Western
Street Address
Kojo Thompson Road
info@businessghana.com

