Other Finance Jobs

Permanent/Full Time

5 - 10 Years

Other Professional Qualification

Finance Jobs

Not Specified

Qualifications & Experience · Bachelor’s degree in Finance, Accounting, Business Administration, or related field · Professional certification such as ACCA, CPA, CIA, CISA, or equivalent is highly desirable · Minimum of 7–10 years’ experience in internal control, internal audit, risk management, or operations within a financial institution (preferably Savings & Loans, Microfinance, or Banking) · Strong understanding of credit operations and regulatory compliance requirements · Experience in operational risk management and control testing Key Competencies · Strong knowledge of financial services regulatory frameworks · High integrity and independence of judgment · Excellent analytical and investigative skills · Strong reporting and presentation skills · Attention to detail and process orientation · Ability to influence without direct authority · Strong stakeholder management skills Authority & Independence · Unrestricted access to operational records, systems, and personnel for review purposes · Authority to escalate significant control issues directly to the COO · Independence in control reviews and reporting Working Relationships · Operations Team (Commercial, Credit, Collections) · Risk & Compliance · Finance · People & Culture · Internal & External Auditors · Executive Management

2026-03-14

Key Responsibilities

1. Internal Control Framework & Governance

· Develop, implement, and continuously improve the company’s internal control framework.

· Establish control policies, procedures, and standard operating guidelines across operational units.

· Ensure controls are aligned with regulatory requirements and industry best practices.

· Conduct periodic risk assessments and recommend mitigation strategies.

2. Operational Compliance Oversight (Commercial, Credit & Collections)

· Monitor compliance with internal policies and regulatory requirements across:

o Commercial operations (customer onboarding and deposits mobilization)

o Credit operations (loan origination, appraisal, approval, disbursement)

o Collections & recoveries (repayment tracking, arrears management, restructuring, write-offs)

· Review operational transactions to ensure adherence to approved processes and delegated authorities.

· Identify control breaches and escalate significant issues to the COO and Executive Management.

· Ensure proper documentation and record-keeping standards are maintained.

3. Monitoring, Testing & Reporting

· Develop and execute annual internal control testing plans.

· Conduct regular operational reviews, spot checks, and surprise audits.

· Track control deficiencies and ensure timely remediation.

· Prepare monthly and quarterly internal control reports for the COO and relevant committees.

· Provide insights on emerging operational risks and recommend preventive measures.

4. Regulatory & Policy Compliance

· Ensure compliance with Bank of Ghana and other regulatory authority requirements.

· Monitor implementation of regulatory updates affecting Commercial, Credit, and Collections.

· Support regulatory examinations and external audits.

· Coordinate responses to regulatory findings and ensure closure of action items.

6. Process Improvement & Advisory

· Review operational workflows and recommend efficiency improvements without compromising controls.

· Provide advisory support to business units on control design and process enhancement.

· Support automation and system control enhancements in core banking and collections systems.

Key Performance Indicators (KPIs)

· Reduction in operational control breaches

· Timely closure of audit and regulatory findings

· Compliance rate across Commercial, Credit, and Collections functions

· Timeliness and quality of control reporting

Dzorwulu

Greater Accra

Kojo Thompson Road