Collective Investment Schemes; the future of Investing in Ghana
Collective Investment Schemes (CIS) are pools of investor funds that are managed on their behalf by a professional fund manager. These schemes have clearly spelt out invest…
Investing in Bonds (PART 1).
A bond represents a loan made by an investor to a borrower. The borrower is typically a corporate or government institution. Governments borrow from investors through treasury bonds while corporate institutio…
Understanding the Stock Market (PART 1).
The stock market is a collection of markets and exchanges where issuance, buying and selling of shares of public companies take place. The buying and selling of shares of public companies takes pl…
Understanding Asset Classes and Investment Risk (Part 2).
• Collective Investment Scheme: A Collective Investment Scheme (CIS) is an investment type where more than one investor pools funds to invest. A collective investment scheme …
Understanding Asset Classes and Investment Risk (Part 1).
Recent developments in Ghana’s investment sector has heightened the need for investors to understand the basics of asset classes and risk associated with each asset class. Th…
Maintaining the Policy Rate: Implications on Yields.
The Monetary Policy Committee during its 94th Regular Meetings to review developments in the economy on Friday, May 15th 2020 announced its decision to maintain the policy rate a…
Managing finances during Codvid-19 Crisis.
The spread of COVID-19 has changed the way people interact with each other affecting our financial and professional life. The COVID-19 pandemic has left several employees with reduced hours or…
Why now is the best time to establish an Emergency Fund.
Building an emergency fund is the first step in financial planning. The current coronavirus pandemic has brought to bear the need for every individual to own an emergency fund.
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Creating and Growing an Emergency Fund (Part 2)
Managing an emergency fund requires great discipline. Before setting up an emergency fund, there is the need to set goals on how and when the fund shall be used. The fund must only be use…
Creating and Growing an Emergency Fund
An emergency fund is money set aside in a separate account to be used in case of true emergency from unexpected bills to job loss in order to protect financial wellbeing. Recent financials challen…
Collective Investment Schemes; the future of Investing in Ghana
Collective Investment Schemes (CIS) are pools of investor funds that are managed on their behalf by a professional fund manager. These schemes have clearly spelt out invest…
Weathering the Stock Market Storms (Part 4)
One of the safest but most extreme strategies is for an investor to sell all of his or her investments and either hold cash (sometimes in FX) or invest the proceeds into much more stable finan…
Weathering the Stock Market Storms (Part 3)
When buying stock in a bear market, some investors choose the methodology of legendary investor Warren Buffett, "value investing," which entails choosing stocks based on the underlying company…
Weathering the Stock Market Storms (Part 2)
The term "bear market" is derived from the downward, painful, and vicious decline reminiscent of the swipe made by an attacking bear. In contrast a ‘’bull market’’ depicts how a bull thrusts i…
INTRODUCTION OF QUICK RESPONSE CODES IN GHANA
A QR code (short for "quick response" code) is a type of barcode that contains a matrix of dots. All QR codes have a square shape and include three square outlines in the bottom-left, top-le…
COVID – 19 “infects” Global Markets (Part 2)
Coronavirus is fast spreading across the world with the rate of spread getting faster outside of China, where the virus first broke out. The virus is a global public health emergency, accord…
COVID – 19 “infects” Global Markets (Part 1)
COVID- 19 commonly known as the corona virus is a pneumonia of unknown cause detected in Wuhan, China and was first reported to the World Health Organisation (W.H.O) country office in China …
Leveraging the growth in Financial Inclusion to boost Household Investments (Part 2)
Digital connectivity is key, but it is only a starting point for successful digital development. Likewise, achieving universal financial access is impo…
Improved Investor Confidence and the Stabilization of the Cedi; a good time to invest!
Last week can arguably be described as a land mark week for the Republic of Ghana. The week in question saw Global Capital markets give a significan…
Collective Investment Schemes; the future of Investing in Ghana
Collective Investment Schemes (CIS) are pools of investor funds that are managed on their behalf by a professional fund manager. These schemes have clearly spelt out invest…
Setting Investment Goals for the New Year (Part 2)
Now that the new year is here, many of us have committed ourselves to changing the way we live for the better. Some of the most important things people focus on, especially in the new y…
Potential Impact of the Middle East Crisis on Ghana
Tension have been brewing recently in the gulf region following some unilateral actions taken by one of the World’s super powers. These actions although distant, trigger certain mechan…
Investment tips for the Coming Year.
With investor confidence currently at an all-time low, making a good investment decision has now become a herculean task. Considering the news regarding numerous failed ‘’investment schemes and fund …
THOUGHT OF THE WEEK
Black Friday Black January; Savings and Investments still key
The festive season is with us once again and as characteristic, most retailers are capitalizing on the season to embark on massive clearance sales. Pr…
Weathering the Storms of the Stock Markets (Part 4)
One of the safest but most extreme strategies is for an investor to sell all of his or her investments and either hold cash (sometimes in FX) or invest the proceeds into much more stab…
Weathering the Storms of the Stock Markets (Part 3)
When buying stock in a bear market, some investors choose the methodology of legendary investor Warren Buffett, "value investing," which entails choosing stocks based on the underlying…
Weathering the Storms of the Stock Markets (Part 2)
The term "bear market" is derived from the downward, painful, and vicious decline reminiscent of the swipe made by an attacking bear. In contrast a ‘’bull market’’ depicts how a bull t…
THOUGHT OF THE WEEK
Weathering the Storms of the Stock Markets
A Stock Exchange, simply put, is an organized and regulated platform for the trading of financial products. Some of these products traded include stocks, bonds, commoditi…
Incessant Global Trade Wars and their impact on the Global Economy (Part 2)
Trade war is when a nation imposes tariffs (a tax or duty to be paid on a particular class of imports or exports) or quotas (a limited quantity of a particular …
Implications for the Ghanaian Economy (Part 2)
There is no debating the significant contributions local banks make to the economy of Ghana. These can be in the form of employment and tax revenue to the state. Additionally, some local b…
The Financial and Insurance sub-sector of Ghana falls under the services sector of the economy. The services sector, as per the 2019 budget statement, saw a decline in its share of the Gross Domestic Product from 56.2% to 45.6% after the r…
Ghana Amalgamated Trust; Support or Bail Out?
The Government of Ghana in an effort to support local banks in good standing to fall in-line with the Central Banks new minimum capital requirements has set up the Ghana Amalgamated Trust (…
Research conducted by the World Bank reveals that there have been some significant gains made in the area of financial inclusion (FI) in Ghana. Data from the bank indicates that the number of adults in Ghana who own bank accounts has risen…
Since the introduction of Mobile Money (MoMo) into the Ghanaian market over a decade ago by telecom giant MTN, the industry has seen a study growth from its humble beginnings with a current number of 316,919 registered and 173,229 active m…
For Ghanaians tired of the daily bumpy, rugged commute to and fro; massive road construction and rehabilitation is expected in the coming year with provision made for notable trunk and feeder roads in addition to seeing the revamping of th…
Gone are the days when Ghanaians would tune in once a year at 6pm to listen (watch) attentively to the budget statement being read by the then Finance Minister Dr. Kwesi Botchwey on national television; even as they paid keen attention to …
With the recent launch of the GCX, Ghana joins the league of 12 other African Countries running a commodity exchange. Notable among these is the Ethiopian Commodities Exchange (ECX) which begun in 2008 and has quickly grown to be a model f…
Ghana’s housing deficit is currently hovering above 1.7 million units. This means the country will require about 700,000 units of houses annually to meet this demand and thus requiring an investment of about $52 billion over a 10 year peri…
Collective Investment Schemes; the future of Investing in Ghana
Collective Investment Schemes (CIS) are pools of investor funds that are managed on their behalf by a professional fund manager. These schemes have clearly spelt out inves…
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