United Bank for Africa (Ghana) Limited pioneered the entry of a new generation of foreign banks into the country in January 2005.

The presence of UBA Ghana in the banking industry in Ghana over the last thirteen years has galvanized banking onto a higher performance level where competition and innovation in responding to the needs of the customer have become the driving force of the industry.

UBA’s world class customer driven innovations has earned her the confidence of the Ghanaian public as it continues to provide banking services to a wide variety of customers.

The objective of UBA Ghana is to democratize banking with excellent customer driven solutions. The bank seeks to bring financial services to a majority of the Ghanaian populace and make it a basic entitlement for all.

UBA Ghana has been at the forefront of many product innovations within the Ghanaian banking landscape including the revolutionary U-Gold account which is a hybrid of a savings and current account which gives the customer the desired benefits derived from both accounts.

UBA Ghana also pioneered Wise Alert, an SMS/E-mail alert service which enables delivery of account related information, products and services notifications in real-time to UBA customers' mobile phones and email accounts.

UBA Ghana’s unique product developments also saw the introduction of Africash, which is an instant money transfer service across Africa.

As Africa’s global bank, UBA Ghana has developed a branch footprint and delivery network that has ensured that the bank’s services are always within the reach of valued customers.

In line with the banks positioning statement and strategic intent, UBA Ghana has a footprint of 28 fully networked branches and 58 Visa enabled ATM’s spread across Accra, Tema, Kumasi, Takoradi and Aflao.

UBA (Ghana) Limited is a subsidiary of the United Bank for Africa PLC which is one of Africa’s leading financial institutions with assets in excess of US$20 billion and offering services to more than 7.5 million customers across 850 branches and over 2000 ATMs in 19 African countries as follows :Nigeria, Benin, Ghana, Cote d’Ivoire, Liberia, Sierra Leone, Senegal, Burkina Faso, Guinea, Gabon, Chad, Kenya, Uganda, Tanzania, Zambia, Mozambique, Congo DRC, Congo Brazaville and Mali.