The Social Secu­rity and National Insurance Trust (SSNIT) is priori­tising high-yielding investments to generate more revenue so as to deliver good indexation every year, the Director-General, Kwesi Afeh Biney, has assured.

He said SSNIT was exiting investments which were not gener­ating better returns for the Trust.

Mr Biney gave the assurance during the SSNIT 2025 Pensioners engagement held on the theme “Honouring Experience, Securing Dignity – The Role of SSNIT,” it brought together hundreds of pensioners and key officials of the Trust to deliberate on the sustain­ability and enhancement of the national pension scheme.

Mr Biney revealed that al­though SSNIT had increased pen­sion benefits by more than 40 per cent in the past two years, the 12 per cent indexation announced for this year was below the prevailing inflation rate.

“It was unconscionable to pay indexation of 12 per cent in a year in which inflation is still even higher than the indexation rate,” he lamented.

He said the management of SSNIT had resolved to expand coverage rapidly and restructure its investment portfolio to ensure higher returns and long-term viability.

“Let’s expand coverage rapidly because it’s only when we have more members contributing that we can support the system to thrive and do well,” Mr Biney said.

The Director General stated that the Trust would divest from subsidiaries that were underper­forming in order to generate the type of returns necessary for enhancing the Trust’s revenue.

To improve service delivery, Mr Biney announced that SSNIT was engaging banks to co-locate its officers at banking halls across the country, especially in communities without SSNIT branches.

“Every community has a bank, so we decided to have conversa­tions with the banks and establish arrangements such that at a bank closer to you, there would be a staff from SSNIT positioned there,” he explained.

Additionally, the Trust had planned to launch a fully opera­tional virtual branch by the end of September to enable pensioners to access services conveniently from the comfort of their homes.

“This branch will have compli­ance officers, benefits staff—ev­eryone needed to serve you. Once you dial in, you don’t need to go to a branch. You’ll get timely and complete assistance,” he noted.

The General Secretary of the National Pensioners Association, Mr Stephen Boakye, commended SSNIT for sustaining its engage­ment with pensioners.

“These engagements are very symbolic as they provide an oppor­tunity for open dialogue, mutual understanding and collaboration,” he said.