Our Ghanaian family values which is based on the principle of caring and respect for humanity is evident in our social lives and this underscores the need for a decent and dignified burial of our loved ones.

How does the plan Work?

The plan will only pay the lump sum if you or any member you have insured dies during the period of cover.

There is therefore no surrender or maturity value.

How much will the plan pay out?

You decide how much benefit you would like this plan to pay out.

There are six (6) different plan types with each type having five options.

You can only select one plan type and one option.

You cannot switch between plans once your application has been accepted.

The plan type and option you choose will determine your monthly premium.

Who can the plan cover?

The plan can cover the following:

•  Life Assured,


•  the Life Assured's spouse


•  children – (maximum of 6)


•  Wider family - maximum of six (8) out of the following – parents, parents-in-law, stepparents, foster parents, Siblings, grandparents and additional spouses Definitions of which can be found in section D.16 in the terms and conditions folder. The maximum number of lives to be covered under this policy is 16.

Are there any age limitations?

Yes. These are the ages applicable at inception and vary for the different category of lives. They are as follows:

• Insured 18 - 59 years


• Spouse 18 - 59 years


• Children 0 - 21


• Extended Family 1 - 74 years

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