The Personal Accident Insurance Policy:

The Personal Accident Insurance policy covers death and or bodily injury caused solely by violent, accidental, external and visible means.

Benefits under the Policy are as follows:

• Death (Capital Benefits)


• Permanent Disability


• Total Temporary Disability (weekly Benefits)


• Medical Expenses

Underwriting Consideration/Rating Factors:

• Nature of work of the proposer


• The occupation or Nature of Work


• Capital Sum Insured/Salaries


• Past-time or Hobbies or other social activities