Motor Insurance Policies
Information
Our motor policy is designed to cover the legal liabilities of our insured as a result of the use of the motor vehicle and loss or damage to his own vehicle. Under our motor portfolio, the following covers are provided: Third Party Fire & Theft and Comprehensive.
Under our motor portfolio, three types of cover are available to our valued
clients namely:
Third-Party Policya) This covers bodily injury and death to third parties e.g. passengers, pedestrians and other road users. The sum insured is unlimited.
b) We also offer compensation to any property that may be damaged by the insured vehicle, and limit of liability is GH¢2,000.00 unless specifically requested for. Damage to the insured vehicle is not covered.
(c) It also covers personal Accident Benefits to the driver and the insured.
Third Party Fire and Theft PolicyThis policy covers all the above, and in addition, provide compensation to loss or damage to the insured’s vehicle as a result of fire and or theft.
Comprehensive PolicyThis is the widest cover and it includes all the above, in addition to accidental damage to the insured vehicle.
The Third Party Property Damage limit is GHC2,000.00. The amount could be higher as per clients request.