Banking - Personal
It is the GCB brand name of a card payment solution that combines an EMV certified Card Reader and a versatile payment application on a Smartphone to accept and process payment transactions.
- An EMV (Europay, MasterCard, Visa) certified card reader with encryptions
- A well designed, simple to operate application screens for performing transaction
- The application requires activation (system generated) to function
- It is scalable in that a variety of services (applications) can be added (API)
- Transaction data is fully encrypted and sent securely (https) to processing servers
- Only masked Transaction information is recorded on the phone for purposes of reversing or voiding already performed transactions.
- Accepts all Visa, MasterCard and GH-LINK cards.
- Empowers customers
- Convenience – one stop shopping, delivery service
- Cost and time saving
- Prevention of theft – no need carrying cash
- Clear trace of transaction – through electronic receipting
- No limit to purchases with cards
- Customer confidence in system – real-time receipt notification (SMS & email)
- Increased line of business
(new income stream for commission earnings through Value Added Services offering. eg. Airtime topup, DSTV, ECG, PostPaid bills etc).