The development doesn’t come as a surprise: Novi co-founder David Marcus previously said that Meta will roll out Novi payments to all of its subsidiaries, namely Facebook, Instagram and WhatsApp. For WhatsApp, sending money is almost as easy as sending a message — users won’t even need to leave the application. It’s also a simple way to send money without incurring fees. To do so, users will have to find their intended contact within WhatsApp, tap the paper clip icon on Android or the + icon on iOS in the text bar, select Payment and follow instructions on how to log into their Novi account.

Facebook has been teasing its digital wallet and the Diem (formerly Libra) cryptocurrency it was supposed to support for years. After facing pushbackfrom regulators around the world, though, the Diem Association shifted its focus, and Novi ended up using a stablecoin called the Pax Dollar (USDP) that’s backed by the US dollar. On Novi, 1 USDP is equivalent to 1 USD. People won’t be buying cryptocurrency when they use it, and it’s simply money transfers that use stablecoin as an instrument. While sending USDP via Novi on WhatsApp has extremely limited availability for now, Kasriel said the service will look to expand its reach after getting feedback from users about the experience.