Ghana is shifting its economic focus beyond macro stability to the financial well-being of households, as government pushes for a more inclusive system that translates growth into real opportunity.

Finance Minister Dr.Cassiel Ato Forson says the country’s reform agenda is increasingly anchored on financial inclusion and resilience, warning that access to finance must go beyond basic connectivity to ensure individuals can withstand shocks and build sustainable livelihoods.

Speaking after a high-level meeting with Queen Máxima, the Minister stressed that Ghana’s economic reset strategy is focused on delivering tangible benefits at the household level, rather than just improving headline indicators.

He noted that “stability must translate into security for households, growth must translate into opportunity for individuals, and access must translate into dignity for all,” underscoring the need to align economic gains with real-life outcomes.

The engagement with the Dutch royal, who serves as the United Nations Secretary-General’s Special Advocate for Financial Health, centred on strengthening financial systems to empower citizens rather than simply expanding access.

According to Dr. Forson, Ghana is working to build a system where inclusion is practical and participation is universal, ensuring that financial services become tools for opportunity rather than barriers to growth.

He emphasised that the true measure of economic progress lies not in aggregate data, but in the ability of citizens to plan, invest, and improve their quality of life signalling a broader policy shift toward people-centred growth.