In a comprehensive interview, Mr. Opuni provided insights into how the nation’s largest privately owned indigenous bank is strategically connecting capital to Ghana’s real economy and pioneering initiatives that foster long-term resilience.

Mr. Opuni emphasized that the bank’s core focus has always been to deliver tangible impact to the lives of Ghanaians. “Our role is to help businesses scale sustainably,” Opuni stated. “By understanding the unique challenges across industries, we’re able to deliver solutions that catalyze growth, create jobs, and build resilience in key sectors of the economy.”

The interview highlighted the bank’s significant financial commitment, revealing that in the past year alone, Fidelity Bank advanced over GH?5 billion in new credit to support businesses across the country.

A key pillar of Fidelity Bank’s strategy, as detailed in the interview, is its pioneering work in financial inclusion. Mr. Opuni noted the bank’s legacy as the first in Ghana to introduce agency banking and smart accounts, which have lowered entry barriers for underserved communities.

“We have over 8,000 agents across the country,” he explained, “This network has helped bring banking services to the doorstep of every Ghanaian, even in the most remote areas.”

The conversation also delved into Fidelity Bank’s heavy investment in digital innovation to match the pace of a globalizing economy. Opuni highlighted the success of the bank’s WhatsApp banking platform (Kukuaa) and AI-powered chatbots, which enable customers to access services with unprecedented convenience. “We’re making banking accessible to everyone, on their terms,” he affirmed.

He also shared plans to enhance digital self-onboarding, particularly for the nation’s youth, acknowledging that “young people want speed and simplicity, and we’re building tools to match that expectation.”

Fidelity Bank’s vision for sustainable growth extends beyond its own operations. Mr. Opuni shed light on the bank’s strategic partnerships with institutions like the Mastercard Foundation and Proxtera, which are enabling SMEs and agricultural ventures with better access to capital. “We’re aligning ourselves with partners who share our vision for long-term impact,” Opuni said.

This holistic approach also includes a strong focus on environmental sustainability, evidenced by the bank’s Greentech Innovation Challenge, which supports agri-tech startups dedicated to eco-friendly practices. “Sustainability is more than just a box to tick,” Opuni concluded, “it’s how we protect the future.”

The bank’s Orange Impact Initiative, which has already touched over four thousand student lives through education and community development projects, was also highlighted as a testament to the bank’s commitment to creating a more inclusive and prosperous Ghana.

Mr. Opuni’s insights reinforce the view that with bold reforms spanning labor policy, green jobs, digital finance, and infrastructure, Ghana is positioning itself as one of Africa’s most forward-moving investment destinations. As Fidelity Bank continues to lead with purpose-driven initiatives and a commitment to innovation, it is solidifying its role as a key partner in Ghana’s development journey.