Reflecting on the past year, Mr. Haruna described 2025 as a turning point for Ghana’s fintech industry, noting that MobileMoney LTD successfully transitioned more customers onto advanced digital services, including mobile payments and digital lending.

“2025 has been transformative, not just for MobileMoney LTD, but for the entire fintech ecosystem in Ghana,” he said.

He added that the company also made significant progress in safeguarding customers against digital fraud during the year. MobileMoney LTD deployed enhanced compliance tools and advanced fraud detection systems aimed at strengthening the security and integrity of digital transactions.

“Our fight against digital fraud has been relentless. By deploying advanced compliance tools and intensifying customer fraud awareness, we have reinforced trust in digital transactions and are steadily building confidence in the financial ecosystem,” Mr. Haruna explained.

Looking ahead, Shaibu outlined key priorities for 2026, with a strong focus on driving mobile app adoption. He said the company will enhance app features, simplify the user experience, and introduce more personalized services to make the app the preferred engagement channel for customers.

“Digital engagement is the future. In 2026, we will double down on making our app the preferred choice for customers by delivering enhanced features, intuitive design, and personalized experiences,” he stated.

MobileMoney LTD also plans to deepen collaboration with regulators as the financial services sector continues to evolve. Mr. Haruna noted that Ghana’s changing regulatory landscape presents new opportunities for innovation, which the company intends to leverage while maintaining the highest standards of compliance.

Mr. Haruna expressed appreciation to partners and stakeholders for their continued support in building a secure and resilient fintech ecosystem.

He concluded by expressing confidence in the future of fintech in Ghana, noting that MobileMoney LTD is well positioned to lead the industry into a transformative 2026.