The Ghana Interbank Payment and Settlement Systems (GhIPSS) has introduced a utility software that makes it possible to settle the day's transaction on the e-zwich Point of Sales (POS) device and other functions without relying on a GPRS system which uses a mobile phone chip.
Known as PCPAD, the software which runs on the Internet service, is installed on a computer and then connected to the POS using a USB cord.
A statement by GhIPSS on Monday said PCPAD was available to the banks and could also be used by shops which had internet facilities.
"The introduction of the PCPAD is to provide an option to users of the POS any time the GMS network system are slow or down."
The statement quoted the General Manager of GhIPSS in charge of Project and Business Development, Mr Archie Hesse, as saying that, with PCPAD interruptions in e-zwich services during settlement were now a thing of the past.
"This software comes in handy during settlements, profile upload and online services," he said.
The other functions including making payment with the e-zwich card, could however be performed offline.