How does a retired army captain who failed to obtain a ¢20 million (about $20,000) loan from the banks, set up a successful finance house and cause such a monumental paradigm shift to the lending culture of a country? Capt. Prince Kofi Amoabeng (Rtd) defied the odds to found Unique Trust Financial Services Limited, which was later rebranded to UT Financial Services Limited and metamorphosed into a bank (UT Bank) under the UT Holdings umbrella together with subsidiaries in Germany, South Africa and Nigeria.

In this first instalment of a series of memoirs, PK, as he was affectionately called by his fiercely loyal and dedicated team, shares an inspiring, in-depth, no-holds-barred, behind the scenes, unabashed account of how and what made UT a household name and impacted so many lives. Written with George Bentum Essiaw, a tenacious, talented writer and filmmaker, "The UT story: Humble Beginnings" is replete with profound lessons in entrepreneurship and leadership, employing an effective mixture of orthodox and unorthodox methods grounded firmly in time-tested military principles.

Whatever your background or occupation, this book will fascinate and inspire you to dare. 

 Author: Capt. Prince Kofi Amoabeng (Rtd)