Mr James Okyere, Techiman Municipal Cooperative Officer has stressed the need for people to join cooperative credit unions to help better their living conditions.
He explained that "credit unions offer members investment opportunities" and formed the corner stone to the development of small business enterprises.
Mr Okyere said this at a forum at Werriwa in the Techiman municipality to sensitize the people about the concept of cooperative credit union.
"As there is no financial institution in Werriwa and its environs it is prudent for the people to embrace the concept", he said, adding that people continue to spend their monies, without thinking of improving their living standards.
Mr Okyere appealed to the people to cultivate the habit of savings, because such savings could be invested to enhance their livelihood.