The report, the last of the year 2023 provided insights into how Artificial Intelligence (AI) and Machine Learning (ML) are reshaping the design and offering of financial services.

Also, it explored the emerging trends of Buy Now Pay Later (BNPL) and Save Now, Buy Later (SNBL) as new innovative credit tools and provided insights on how businesses and individuals can leverage them to procure essential needs.

In its “inclusive fintech” column, the report highlighted the regulatory functions of the Cyber Security Authority (CSA) and looked at some initiatives the authority has undertaken in carrying out its functions over the years.

Further, the emerging business models of Compliance-as-a-Service (CaaS) and HealthTech Remittance were comprehensively reviewed in this edition.  This edition which is a must-read for anyone also contains 2024 Technology trends, Consumer Insights, and an Industry Spotlight on the Ghanaian EdTech Company, eCampus among others.